We can provide you with travel insurance for only one trip or an annual policy that will cover you for any number of trips (maximum stay per trip of 31 days).

Do you have a medical condition that you need to have covered by the policy? If yes, is it or does it include HIV? If so, please visit our HIV web site by clicking here. If you have a medical condition to be covered but it isn't or doesn't include HIV, please telephone 0845 222 4205.

Europe is defined as Europe, the Republic of Ireland, teh Channel Islands, the Azores, Madeira, the Canary Islands, Morocco, Tunisia, Mediterranean Islands, Turkey and territories formerly known as the USSR, west of the Ural Mountains.

Worldwide is defined as anywhere other than the above.

Single Trip: the premium depends on the number of days you are away. Don't forget to include the day you leave and the day you arrive back in the UK. We can provide cover for up to 365 days, sometimes longer!

Annual Multi-trip: Take as many trips in a year as you like, prioviding no individual trip is longer than 31 days. When you renew, you receive a discount off the normal price. Cover is available up to the age of 70.

Individual/Couple/Family: Special rates apply for couples and families, which obviously include same sex couples/families.