 Being HIV+, it really isn't worth the risk of travelling without travel insurance that will cover you for anything HIV related.
If you take out 'ordinary' travel insurance and make a medical expenses claim, the insurer will, as matter of course, check if you have any pre-existing medical condition. This is when your HIV status would come to light, which would be regarded as a pre-existing condition.
The insurers could void the entire policy or refuse to meet your claim. Even if your illness was not HIV-related, they could decide that, in their view it might be and refuse to pay out.
Medical expenses can run into many thousands of pounds - especially if you need to be air-ambulanced to a hospital or repatriated.
By being properly and adequately insured, you can avoid the possibility of ending up with a serious debt.
We have a separate web site, specifically about this policy at www.hivtravelinsurance.com.
To read the full policy wording, which contains a complete list of what's covered, please click here.
To obtain a quotation and book your policy, please call 0844 357 1314. |
Key Features of our policy:
(the figures are per person insured)
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Up to £5 millon for medical expenses (including HIV related medical conditions)
- Repatriation to the UK (if necessary by air ambulance and with a nurse or doctor in attendance)
- Additional hospital benefits
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Up to £3,000 for cancellation or curtailment
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Up to £1,500 for loss of baggage or personal items
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Cover for delayed or missed departure
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Cover for loss of your passport
- Scuba diving to 30m and cover for equipment automatically included
- Many other activites automatically included
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Option to include other, higher risk activities
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Option to include winter sports
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Up to £2 million for personal liability
NEW!
- If your medication is lost or stolen, we will pay for a repeat prescription of medication to be couriered to you within 24 hours (costs met up to £250)
- Single item limit cover increased to £250
- Optional extra to extend cover for higher value electronic and computer equipment to £400
- The age limit for annual, multi-trip policies has been increased to 69
- Most prices have been frozen for a third year running
- Some prices have been reduced
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