HIV travel insurance

dreamstime_xs_46686116We are a specialist provider of travel insurance that includes cover if you are HIV+.

In fact, the Director of the company, Kevin Waite, worked at London Lighthouse between 1986 and 1997. Lighthouse was Europe’s largest HIV/AIDS centre and he extablished the Welfare Service, providing information about benefits, employement and housing law, debt advice and more.

While there, he started providing HIV inclusive travel insurance and then worked with an underwriter to formulate the bespoke policy which is the one available today. The policy is unique in that it doesn’t indicate your HIV status on the policy documents; HIV is covered by default through the policy wording.

Other insurance companies require you to go through a medical screening and your declared HIV and the answers to their questions form part of your documentation. Our policy has a simple Health Warranty, which, if you meet it, doesn’t require you to go through a medical screening process.

Even if you don’t meet it (for example if you have an additional medical condition) and need to be screened, only the condition(s) declared to the screening service will be listed, not your HIV.

We have a dedicated website for this policy: However, we never mention HIV on our letters or e mails to you. If confidentiality is important when you visit a web site, you can go directly to the quotation and booking system by going to | 502: Bad gateway

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